Employment Practices Liability

Employment Practices Liability deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations. Employment Practices Liability is part of professional liability.

Why do I need Employment Practices Liability insurance?

Have you ever had to fire a long-standing key employee?Do you have disabled workers or workers with special needs?Have you or heard of a situation involving a compliment that went too far and caused a workplace dispute? These are only a few of the scenarios that point to a need for EPL insurance.Employers encounter the potential for Employments Practices liability on a daily basis.If your business is ever sued as a result of these risks the cost of attorney fees, judgements, and damages can easily reach hundreds of thousands of dollars.

What does Employment Practices Liability Insurance cover?

EPL coverage protects you against claims of discrimination including any act or omission relating to discrimination or harassment based on an individual’s race, creed, color, age, gender, national origin, religion, disability, marital status or sexual orientation, whether committed directly, indirectly, intentionally or unintentionally. Claims of wrongful employment practice such as wrongful dismissal, sexual harassment, wrongful discipline, or invasion of privacy are also covered.